Fred Sed's Blog: December 2009

Do you handle houses in my area?


Our focus is in Orange County, Los Angeles, and the Inland Empire areas; however, we will consider listings in other areas of Southern California. In addition, we work with other short sale specialists in the region and can often refer your case to another Short Sale Realtor if we cannot help you.

We typically need to have some knowledge of the local real estate market you are in to be able to make a convincing case to a lender to short sale your mortgage.

Do you handle duplexes, apartment buildings, condos or commercial property?

We do handle all residential properties in all price ranges, but currently we do not handle commercial properties.

To see if we might be able to handle your multi-unit property contact us.

IF YOU ARE HAVING TROUBLE WITH MAKING YOUR PAYMENTS OR ARE HAVING ANY FINANCIAL DIFFICULTIES A SHORT SALE MIGHT BE YOUR BEST OPTION.

CONTACT US TODAY TO SEE IF YOU CAN QUALIFY. OUR SERVICES ARE FREE AND EVERYTHING IS KEPT IN THE STRICTEST CONFIDENTIALITY.

CONTACT FRED SED AT 949-274-3733 OR EMAIL AT FREDSED@PGCOASTAL.COM

Can't I just go down to my branch or mortgage broker and talk to them about reducing my mortgage?

Unfortunately, things don't work that way anymore in the banking business. Once you obtain a mortgage, it typically gets bundled with other mortgages and sold to other banks or investors. Oftentimes, the company to which you make your payments is not even the bank who holds your mortgage; they are simply paid to "service" the loan.

Also, once you mortgage lender begins the foreclosure process, the file is turned over to a loss mitigation company so the "lending" departments or the branch no longer have anything to do with the loan.

All negotiations regarding the short sale are done between the Listing Agent and whatever loss mitigation or asset management company works for the lender.

IF YOU ARE HAVING TROUBLE WITH MAKING YOUR PAYMENTS OR ARE HAVING ANY FINANCIAL DIFFICULTIES A SHORT SALE MIGHT BE YOUR BEST OPTION.

CONTACT US TODAY TO SEE IF YOU CAN QUALIFY. OUR SERVICES ARE FREE AND EVERYTHING IS KEPT IN THE STRICTEST CONFIDENTIALITY.

CONTACT FRED SED AT 949-274-3733 OR EMAIL AT FREDSED@PGCOASTAL.COM

12.Who owns the house after a short sale?

The purchaser of the house is the owner after a short sale just as in a normal sales transaction. The mortgage lender is paid off and the previous homeowner moves to a different home.

13. What do I do about my back property taxes when I do a short sale?

Just as in a normal home sale, property taxes are the responsibility of the homeowner until the date the sale is closed. Then they become the responsibility of the buyer or investor.

If your property taxes have not been paid this will affect the negotiations between the buyer and the bank, so you must inform us or any buyer of those taxes owed.

IF YOU ARE HAVING TROUBLE WITH MAKING YOUR PAYMENTS OR ARE HAVING ANY FINANCIAL DIFFICULTIES A SHORT SALE MIGHT BE YOUR BEST OPTION.

CONTACT US TODAY TO SEE IF YOU CAN QUALIFY. OUR SERVICES ARE FREE AND EVERYTHING IS KEPT IN THE STRICTEST CONFIDENTIALITY.

CONTACT FRED SED AT 949-274-3733 OR EMAIL AT FREDSED@PGCOASTAL.COM

LADERA RANCH REAL ESTATE FOR RENT / LEASE

FRED SED 949-274-3733

There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733.



(To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers)

LADERA RANCH LEASES, LADERA RANCH HOMES FOR RENT, LADERA RANCH RENTALS

CONTACT FRED SED 949-274-3733 FOR ADDITIONAL INFORMATION OR TO SCHEDULE A SHOWING!

*Subject to credit check fee of $15.00 per person over 18.

If you are in the markert for properties in Laguna Niguel to Lease or Rent then this is where you want to search. The links below list the properties that are currently on the market. These properties are subject to, but not limited to the following:

*Availability
*Credit check for any applicant over the age of 18 ($15.00 per applicant)
*Prior rental history (If needed)
*Income verification (If needed)

There is no cost to you as the potential tenant/renter, which means our services to you would be free. Our fees are paid for by the owner/landlord of the properties. For additional information, questions, or if you would like to set up a time to preview any property please contact Fred Sed with Fairview Realty at 949-274-3733.

(To reference a property, use the MLS # that is located next to the pictures. It is in bold and it starts with a letter then a series of numbers)

PROPERTIES FOR RENT IN LAGUNA NIGUEL:

http://www.PGLeases.com/

If you are planning on renting and want your own home then visit our rental website to see if there are any

options that work for you. Contact Fred with any questions at 949-274-3733.

If you are looking for any properties that are available for rent/lease along Orange County's coast line

please visit our site www.PGLeases.com where you will find all the properties available. Contact Fred Sed

with any questions at 949-274-3733

ALISO VIEJO HOMES FOR RENT

If you would like to view the available properties for Rent in Aliso Viejo please CLICK HERE

OUR SERVICES ARE FREE!!!

If you have any questions please call our office at (949) 274-3733

Hello everyone, my name is Fred Sed of The Pahua Group and we are with Keller Williams Realty. If you

are in search of a rental property in Irvine or any other city in Orange County please visit our website at

www.PGLeases.com and you will have access to all the rental properties that are currently available. If you

are debating on whether to rent or buy, please visit our main website at www.PGCoastal.com to view all of

Orange Countys foreclosures, short sales, or conventional sales. Our services are free to you and whoever

you refer to us.

If you have any questions about a specific property or would like to set up a time to view a property please

call me at (949) 274-3733 or email me at FredSed@PGCoastal.com

What Areas Can We Short Sale Properties In?